Call Us: 800-366-2751

About Us

Health Exchange Quote Insurance Agency has been working to help clients find the best health insurance plan for over 30 years. Over those 30 years the industry has seen some incredibly complex changes, and our agents have kept one step ahead the entire time. By being specialists in the field of health insurance and health exchanges we bring an extra element to the table – being able to assist you with each question and every step needed to bring you to the right plan. It is our mission to continue to grow and learn in order to be your health insurance guides through the years to come.

Health Insurance Exchanges are going to be open for business in January 2014. However, all of 2013 has seen us busy preparing for each step of the process. In July, we will be preparing and presenting rates and plan options for our present and prospective clients. This will allow us all to work through the options and decide on a plan well ahead of time in preparation for enrollment. Open enrollment will be starting in October 2013 and will last six months. During this time, we can get your plan secured in place as well as your financial documentation in to determine subsidy eligibility. We ensure that you will have all of these details and timelines provided well ahead of time, as well as be there to support you through it all.


About Daniel Abrams:

Daniel Abrams is the founder and current president of Health Exchange Quote Insurance Agency. From the early days of going door to door to the instant online technology of our websites today, Dan has worked constantly for over 35 years to keep clients informed and able to enroll, change, or learn about plans at the drop of a hat. He is ever expanding not only his knowledge of products, but also the types of insurance products his agents are able to offer you. It is his personal motto to be “Dan the Insurance Man” for all in need.


About Carol Roane:

Carol Roane brings the personal touch to Health Exchange Quote Insurance Agency for over 15 years, and you will often find yourself not only finding a great health plan once you speak with her, you all also most likely end up with a new friend. Because of her ability to connect with you on such a personal level, she is perfect at finding you with the best coverage for your needs. Her goal is not only to get you covered, but to get covered based on your particular needs and spend as much time as needed with you to do so.


About Sandra Karpel:

Sandra Karpel has been with the agency over 12 years, and finds herself wearing many hats. Not only is she a dedicated agent, she also takes the time to research all of the changes in the health care industry to communicate back to the clients. This way, consumers can feel like they truly understand the information being presented, and together with her they can make a decision they are confident about.


  • Business of the Year 2011, Laguna Niguel


  • California Association of Health Underwriters
  • National Association of Health Underwriters
  • Chamber of Commerce Laguna Niguel

States we are licensed in are:us-states-coverage

  • Alabama
  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Hawaii (Life only)
  • Illinois
  • Indiana
  • Kentucky
  • Maine
  • Maryland
  • Michigan
  • Missouri
  • Nevada
  • North Carolina
  • Ohio
  • Pennsylvania
  • Texas
  • Utah
  • Virginia
  • Wisconsin
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30101 Town Center Drive, Suite 109
Laguna Niguel, CA 92677

Telephone: (800) 366 2751


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