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Preventive Services

Preventive Care

All non-grandfathered plans, and some grandfathered policies as well, have a set list of preventive services included on the policy for no charge (no copayments, deductibles, or coinsurance applies). As it is well known that prevention is thought to be the best medicine, preventive care services are vital in averting minor conditions from becoming chronic conditions. The Affordable Care Act created specific services for men, women, and children in an effort to promote wellness and inspire individuals to seek out important preventive care.

Preventive Services Include:

  • Blood Pressure Screenings
  • Cholesterol Screenings
  • Colorectal Cancer Screenings
  • Immunizations
  • Breast Cancer Mammography
  • STD Testing
  • Depression Screenings
  • Cervical Cancer Testing

The Full List of Screenings for Men, Women, and Children can be found here

Services are age appropriate, such as the colonoscopy being covered after age 50 and mammograms for women at least 40 years of age. At times, however, services can occur sooner in the event there is a history of cancer in one’s family. It is also important to note that providers must file claims under preventive or well checkups in order to be covered under the new law.

Finding and treating a disease early on has a much better prognosis for the patient, and usually requires less costly treatments. By providing access to and incentives to seek out preventive care, both the consumer and the insurance company are placing less strain on the health care system. Health Exchange Quote agents can answer any questions you have about preventive care. Call our office today!!

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Laguna Niguel, CA 92677

Telephone: (800) 366 2751

Email: info@HealthExchangeQuote.com

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